FAQs

FAQs

Understand our most common queries we receive to help understand our services.

What types of insurance are necessary for starting a recruitment agency?
What types of insurance are necessary for starting a recruitment agency?

When setting up a recruitment agency, multiple forms of insurance cover exist. What you’ll require really comes down to how you’ll operate as a business. Multiple factors come into play, such as your working environment, your number of employees and, on occasion, the sectors you might be working with. Depending on how you answer these and other critical factors, determinations can be made, in turn, on what your plan should entail.

Some broad considerations are employers’ liability insurance if you form a team of workers to represent your company. This could very well be required by law and therefore shouldn’t be avoided. Likewise, if you are looking to station these staff in a sole location (where you’ll also be meeting candidates and suppliers), securing office insurance is a sensible move.

Whatever the mix of policies you require are, our expert advisors will ensure you make all the right selections, so you should reach out to us for a chat at the bare minimum. We provide some of the most comprehensive cover going on the market and safeguard you in a range of scenarios beyond what you’d imagine off the cuff.

Why does your cover exceed that offered by most insurers on the market?
Why does your cover exceed that offered by most insurers on the market?

When looking at many leading providers of recruitment insurance on the market, it’s really a mix and match of different coverages. Many agencies and other players in this sector find themselves forced to compromise when choosing what’s best for them. However, it exposes them to much more risk, as more often than not, they have to cut back on certain provisions in the hope they won’t impact their operations. As your insurer, we have adopted an approach of working with partners that consider every threat, and as new ones arise, we ensure they’re added to our portfolio. This ensures no corners are ever cut.

For you, we will tailor your plan to cover the things relevant to all your business functions.  We can confidently state that you’ll struggle to find many insurers who could cover you for all or a comprehensive blend of the following items in a single policy:

  • Employers Liability
    • Unsatisfied court judgement
  • Public Liability
    • Cover for Temps
    • Data Protection
    • Defective Premises
    • Personal and Advertising Injury Offences Costs & Expenses
    • Crisis Response
    • Personal Overseas Liability
    • Residual Employers Liability
  • Medical Malpractice
  • Driver Negligence (including Vehicle Removal)
  • Motor Contingent
  • Manslaughter Defence
  • Contractual Liability
  • Professional Indemnity
    • Vicarious Liability
    • Cyber Attacks or Data Breaches
  • Loss of Documents
  • Dishonesty of Employees/Placed Personnel
  • Libel and Slander
  • Breach of Confidentiality
  • Intellectual Property Rights
How do public liability and professional indemnity insurance differ?
How do public liability and professional indemnity insurance differ?

Public liability looks at whether you’ve caused injury or illness to be meted out to third parties due to your negligence. When you reflect on this, think about incidents linked to personal injury claims such as falls, trips and slips. Just as important, if you were to damage any client property, say a mobile device, specialist equipment or laptop, this is the cover you should be examining.

Professional indemnity protects you against accusations of professional dereliction, neglect and oversight. In practice, this means security against mishaps in submissions of work, such as reports and project carried out for clients.

Given they are quite different in the protections they offer, you must look at both covers when protecting yourself, your assets and the spaces in which you work.